{"id":7144,"date":"2025-09-22T04:11:05","date_gmt":"2025-09-22T04:11:05","guid":{"rendered":"https:\/\/bitcotasks.com\/blog\/ripple-cto-drops-bombshell-xrp-at-the-core-of-trillions-in-banking-future\/"},"modified":"2025-09-22T04:11:05","modified_gmt":"2025-09-22T04:11:05","slug":"ripple-cto-drops-bombshell-xrp-at-the-core-of-trillions-in-banking-future","status":"publish","type":"post","link":"https:\/\/bitcotasks.com\/blog\/ripple-cto-drops-bombshell-xrp-at-the-core-of-trillions-in-banking-future\/","title":{"rendered":"Ripple CTO Drops Bombshell: XRP At The Core Of Trillions In Banking Future"},"content":{"rendered":"

According to the Ripple chief technology officer, a number of banks have started to adopt XRP for payments and one planned bank tied to Ripple will run entirely on the XRP Ledger.<\/p>\n

That claim comes as Ripple seeks a New York banking charter, a Federal Reserve master account, and says it will conform with ISO 20022 messaging standards used by major banks.<\/p>\n

Reports have disclosed that these steps aim to make the token useful for large-scale settlement work.<\/p>\n

Banks Begin Real-World Use<\/h2>\n

DBS and Franklin Templeton signed a memorandum of understanding this week to work on tokenized trading and lending products, reports disclosed. Franklin Templeton\u2019s sgBENJI, a US dollar money market fund token, is launching on DBS Digital Exchange.<\/p>\n

Ripple\u2019s RLUSD stablecoin is being used to support trading activity and is reported to be valued at nearly $730 million. DBS is also exploring the acceptance of sgBENJI as repo collateral, which would add liquidity for tokenized assets. Lim Wee Kian of DBS said the move is a step toward offering institutional-grade digital asset services.<\/p>\n

\n

\"\ud83d\udea8\"RIPPLE CTO CONFIRMS, BANKS HAVE BEGUN INTEGRATING #XRP<\/a>, REVEALING THAT RIPPLE BANK WILL RUN 100% ON THE XRP LEDGER, DRIVING ALL PAYMENTS AND UNLOCKING TRILLIONS!<\/p>\n

TRILLIONS OF DOLLARS ARE READY TO FLOOD THE XRP LEDGER. POWERED BY REAL TOKEN, SET TO TOKENIZE THE WHOLE REAL\u2026 pic.twitter.com\/M1tsWvuXIf<\/a><\/p>\n

\u2014 JackTheRippler \u00a9 (@RippleXrpie) September 19, 2025<\/a><\/p>\n<\/blockquote>\n

Stablecoins, Custody, And Switching Between Assets<\/h2>\n

According to Nigel Khakoo of Ripple<\/a>, the system makes it easier to move between stablecoins and yield-generating tokens within a single setup. Franklin Templeton<\/a> said it selected the XRP Ledger for cost and speed reasons, and for its role in scaling tokenized securities.<\/p>\n

Reports also name BNY Mellon as the custodian for reserves backing RLUSD<\/a>, a detail that underlines the institutional angle Ripple is pushing.<\/p>\n


\nRegulatory And Infrastructure Moves<\/p>\n

The token\u2019s momentum follows legal and regulatory shifts in the US after Ripple\u2019s long fight with the SEC. Reports note that more than 20 spot XRP ETFs<\/a> are under consideration, a factor that could pull large institutional capital into the market.<\/p>\n

The Depository Trust & Clearing Corporation \u2014 which handles up to $4 quadrillion in settlements a year \u2014 has mentioned tokenization in its planning documents, and researchers point out how tokenized settlement rails might change back-office flows if adopted widely.<\/p>\n

\n

\"\ud83d\udea8\" The XRP Endgame: Everything Is Aligning at Once<\/p>\n

What I\u2019m about to lay out isn\u2019t hype, it\u2019s a map of tectonic shifts converging around Ripple & $XRP<\/a>.<\/p>\n

If you don\u2019t see the magnitude after this thread, you\u2019re not paying attention. \"\ud83e\uddf5\"\"\ud83d\udc47\" pic.twitter.com\/FZRCjDd0Re<\/a><\/p>\n

\u2014 Pumpius (@pumpius) September 16, 2025<\/a><\/p>\n<\/blockquote>\n

Momentum Meets Caution<\/p>\n

Banks are said to be moving slowly. Early integration tests and compliance checks are still under way. Industry sources say the combination of custody arrangements, stablecoins, and ledger-based settlement could unlock multi-trillion-dollar flows if real-world tokenization proves reliable. But those sources also warn that large-scale adoption will take time and careful risk controls.<\/p>\n

\n

Without a doubt…and it’s not a belief. It will.<\/p>\n

I know, I know. Some people always say : let’s cross ATH first.<\/p>\n

But that’s not the point.<\/p>\n

When articles said Bitcoin will reach $1M people said let’s reach $1000 first.<\/p>\n

Look at the price today. And many regret not holding a\u2026 https:\/\/t.co\/DHtcauZGFt<\/a><\/p>\n

\u2014 Xena XRP (@XenaXrp) June 25, 2025<\/a><\/p>\n<\/blockquote>\n

Speculation On Prices<\/p>\n

XRP<\/a> currently trades around $2.8. Market chatter has heated up since the token rose nearly 600% between November 2024 and January 2025.<\/p>\n

Some analysts forecast a move to $50; others, like Edoardo Farina of Alpha Lions Academy, have floated $100. A handful of commentators discuss targets at $1,000. A small vocal group even claims $10,000 is possible.<\/p>\n

One community pundit known as Xena said she believes it will reach that level \u201cwithout a doubt,\u201d a comment that highlights how much optimism lives alongside technical and regulatory progress.<\/p>\n

Featured image from Meta, chart from TradingView<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

According to the Ripple chief technology officer, a number of banks have started to adopt XRP for payments and one planned bank tied to Ripple will run entirely on the XRP Ledger. That claim comes as Ripple seeks a New York banking charter, a Federal Reserve master account, and says it will conform with ISO…<\/p>\n","protected":false},"author":1,"featured_media":7145,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[219],"tags":[220,98,65,19,419,151,150],"class_list":["post-7144","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-altcoin","tag-altcoin","tag-altcoins","tag-bitcoin","tag-crypto","tag-digital-currency","tag-ripple","tag-xrp"],"_links":{"self":[{"href":"https:\/\/bitcotasks.com\/blog\/wp-json\/wp\/v2\/posts\/7144","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitcotasks.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bitcotasks.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bitcotasks.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bitcotasks.com\/blog\/wp-json\/wp\/v2\/comments?post=7144"}],"version-history":[{"count":0,"href":"https:\/\/bitcotasks.com\/blog\/wp-json\/wp\/v2\/posts\/7144\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bitcotasks.com\/blog\/wp-json\/wp\/v2\/media\/7145"}],"wp:attachment":[{"href":"https:\/\/bitcotasks.com\/blog\/wp-json\/wp\/v2\/media?parent=7144"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bitcotasks.com\/blog\/wp-json\/wp\/v2\/categories?post=7144"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bitcotasks.com\/blog\/wp-json\/wp\/v2\/tags?post=7144"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}